“Borrow and repay” – this proverb from our ancestors is deeply ingrained in the minds of every Vietnamese person. But “borrowing” skillfully and appropriately is an art form in itself. This article on HỌC LÀM will help you better understand the art of “learning to borrow” in life. You will find helpful advice, real-life stories, and even spiritual perspectives on borrowing. cách xử phạt học sinh đi học muộn (how to discipline students for being late for school) can help you relate to the idea that borrowing also requires “discipline” just like going to school.
Learning to Borrow: Art or Skill?
“Learning how to borrow” is not just about reaching out and asking someone to lend you something. It’s a whole process that requires subtlety, skill, and sincerity. From identifying the need to borrow, choosing the right person, how to present your request, to making a repayment plan, all of these contribute to a true “art of borrowing.” “Borrowing” is sometimes also a necessary skill in life, helping us overcome difficulties and seize opportunities.
When is it Necessary to Borrow?
Borrowing is not bad, but it should not be abused. You should only “borrow” when it is truly necessary, for example, when facing financial difficulties, needing capital for business investment, or when you urgently need an item but do not yet have the means to buy it. Mr. Nguyen Van An, a famous financial expert, in his book “Personal Finance Management” also emphasized the importance of clearly identifying your needs before deciding to borrow. Don’t let yourself fall into a state of “mounting debt” just because of fleeting desires. cách viết bản tường trình đi học muộn (how to write an explanation letter for being late for school) is like writing a repayment commitment – it needs to be clear and responsible.
Choosing the Right Person to Borrow From
Not everyone can lend to you. Choosing the right person is a crucial factor in the success of “borrowing.” Prioritize people you know well, trust, and who are capable of helping you. Our ancestors had a saying, “Help each other in times of trouble, only then do you know each other’s hearts,” but also don’t forget to consider the lender’s ability, to avoid making things difficult for them.
Ancient people also believed that borrowing is related to spiritual elements. They believed that borrowing at the beginning of the month or the beginning of the year would bring good luck and fortune. However, this is just a folk belief, without scientific basis.
How to Ask to Borrow Skillfully
“Words cost nothing, choose words that please others.” When “borrowing,” clearly state your purpose for borrowing, the amount you need to borrow, and a specific repayment plan. Sincerity, politeness, and a receptive attitude will make it easier for you to receive sympathy and help from the lender. Remember, borrowing is about mutual trust. cách khắc phục đi học muộn (how to overcome being late for school) is also like that, you need a clear plan to overcome it.
Responsibility When Borrowing
Borrowing means you have a responsibility to repay. Make a specific repayment plan and adhere to your commitments. “Drink water, remember the source” – don’t forget to express gratitude to the person who helped you. Maintaining your credibility will help you build good relationships and create trust for future borrowing. Ms. Pham Thi Lan, a lecturer at Hanoi National University of Education, shared: “Maintaining credibility in borrowing is not only a responsibility but also ethics.”
Conclusion
“Learning to borrow” is an art of living. Hopefully, this article on HỌC LÀM has provided you with useful knowledge about how to “borrow” properly and skillfully. Please share this article with your friends and loved ones to learn and share experiences together! các bài báo cách khắc phục đi học muộn (articles on how to overcome being late for school) and cách tính điểm thi nghề trung học phổ thông (how to calculate vocational high school exam scores) are also useful articles you can refer to on our website. Please contact Phone Number: 0372888889, or visit address: 335 Nguyen Trai, Thanh Xuan, Hanoi. We have a 24/7 customer care team.
